An African fintech.
For African entrepreneurs.
Monniz Business is the professional branch of Monniz, a super financial app born in Cotonou. Our mission: to provide access to complete business tools, accessible from a phone, with transparent fees and fast service.
A super app, two faces.
On the public side, Monniz is a financial super app: multi-currency wallet, mobile money transfers, virtual cards, prepaid services. Designed to meet the real needs of Africans, accessible from a phone.
Professional side, Monniz Business applies the same philosophy to SMEs: online store on monniz.shop, Mobile Money payments, professional invoicing, quotes, reservations, ticketing, virtual USD cards. One account to manage all your business.
We have been building since Cotonou (Benin), we speak to our users in French, and we only charge for what we consume.
What drives us forward.
African by default
Designed in Cotonou, for Africa. Native Mobile Money (Wave, Orange Money, MTN, Moov), shop in FR/EN, WhatsApp support.
Simple by obsession
A business account should be as easy to open as a Mobile Money account. No jargon, no endless forms.
Honest by principle
Transparent fees, clear conditions. If a service is free, it really is. If there is a payout delay, we display it.
Security as a foundation
Identity verification (KYC) and business verification (KYB), 2FA, PIN code on transfers, signed HMAC-SHA512 webhooks.
Mettre l'financial infrastructure in the pocket of every African entrepreneur.
A business account must be as accessible as a Mobile Money account, and provide everything a European pro account offers. That's the promise we keep, one store at a time.
Join the adventure.
Open your Monniz Business account for free and launch your online shop in minutes.