Join 2,500+ entrepreneursThe business account
that grows your business.
Get paid via Mobile Money and bank account, open your online store, invoice your clients, transfer money, manage your bookings. All from a single account, no paperwork, no hidden fees.
Receive your payments from multiple countries
with various payment methods.
One account to unlock over 15 local and international payment methods. Simplify your customers' lives, no matter where and how they pay.
Manage everything from a single account
Sales, digital products, money transfer, team, invoices, quotes, inventory, menu: track everything from your dashboard. Available on web and mobile app.
- Real-time Dashboard
- Your optimized statistics
- Multi-team with permissions
- 1-click CSV accounting export
3 tools in 1 account.
0 subscriptions to stack.
No more juggling between Shopify, QuickBooks, and 3 payment apps. Monniz Business does it all.
Get paid how you want
Mobile Money, payment link, QR code, bank transfer. Your clients pay as they know, you receive in XOF in your wallet, in real-time.
- Wave, Orange Money, MTN, Moov
- Shareable payment links on WhatsApp
- Virtual Mastercard USD (international e-com)
- Fast payments
Sell online
A real shop you.monniz.shop, ready in 5 minutes. You add your products or services, share the link, your customers order and pay online without friction.
- Easy creation of your shop
- Personal domain (shop.yoursite.com)
- WhatsApp Business: orders via message
- Coupons, customer reviews, cart abandonment
Manage & grow
Professional invoices in PDF, quotes with automatic reminders, team with roles, accounting reports ready for tax. You keep your focus on the business, not on the admin.
- Invoices & quotes signed digitally
- Multi-users with roles (cashier, manager, accountant)
- Revenue / VAT reports / CSV export
- Automatic reminders on quotes and invoices
Designed for your business
Manage everything from one account
E-commerce merchant, restaurant, beauty salon, coach, artisan, freelancer, or shop: each sector has its dedicated tools. You activate what you need.
Online shop
Sell physical or digital products delivered instantly. Your customers order from your you.monniz.shop link (or your custom domain www.yoursite.com), pay via mobile money or card, and receive everything automatically. You manage inventory, variants (size × color), delivery zones, coupons and abandoned cart recovery, without juggling multiple apps.
- Variants & inventory management
- Delivery zones + coupons
- Custom domain www.yoursite.com
Restaurant
Your digital menu in FR/EN shareable by link or QR, online orders with zone delivery, prepaid reservations with 24h WhatsApp reminder to limit no-shows. Track your sales and revenue from a dashboard built for restaurants.
- Shareable FR/EN menu
- Reservations + deposit
- WhatsApp no-show reminders
Beauty & hairdressing
Your clients book online, pay a deposit at booking time, and receive a WhatsApp reminder 24h before the appointment. No more no-shows ruining your day — your schedule fills up automatically and you know in advance what you will earn.
- 24/7 online booking
- Deposit at booking
- 24h WhatsApp reminder
Coaching & training
Sell coaching sessions, PDF/video programs delivered instantly, and tickets for your masterclasses, all from a single link. Pro invoices and quotes for B2B clients, payments via Mobile Money or card, all in one dashboard.
- Private & group sessions
- Automated PDF/video programs
- Event ticketing
Craftsperson
Receive quote requests from your public page, send a pro PDF quote in minutes, get the client to sign online, convert directly to an invoice after delivery. Payment via Mobile Money or payment link, automatic reminders on unpaid invoices.
- Public quote requests
- PDF quote + online acceptance
- Quote → invoice conversion
Freelance
Invoice local clients in XOF and international clients in USD or EUR. Generate quotes acceptable online, get paid via Mobile Money or your bank account, and receive automatic reminders on late payments.
- Multi-currency invoices (XOF / USD / EUR)
- USD virtual card
- Automatic late-payment reminders
2,500 entrepreneurs.
One app.
E-commerce merchants, restaurants, hair salons, coaches, artisans, freelancers, they use Monniz Business daily.
"My Monniz digital menu replaced the old WhatsApp photo lists. Customers order online, pay via Wave or Orange Money, and pick a slot. Deposits on bookings cut down on empty tables in the evening."
Mariam D.
Chef, Le Bissap, Dakar
"My clients book appointments from their mobile, pay the deposit, and I receive an automatic reminder 24 hours in advance. No-show clients have decreased from 30% to less than 5%. My schedule is full."
Awa S.
Hair salon, Abidjan
"My quotes go out as PDF in three clicks, the client signs online, I convert to invoice and send the payment link. My USD card lets me pay my Adobe and Notion subscriptions without going through a bank."
Cheikh F.
Freelance designer, Bamako
Your cash register.
In your pocket.
The Monniz Business app is made for entrepreneurs on the move. Get paid in the market, deliver an order, validate a withdrawal, anywhere, in seconds.
- Instant notifications payment received
- QR code for your payment links
- Manage your reservations quickly
- Get paid from anywhere
Your money
is safe.
Monniz Business applies the same security standards as major banks. Your funds are protected, your data encrypted, your transactions traceable.
KYC & KYB compliant
Identity verification (KYC) and business verification (KYB) according to UEMOA standards.
2FA & active sessions
Two-factor authentication TOTP, management of connected devices, automatic blocking in case of suspicious behavior.
Mastercard and VISA card
Virtual cards issued via Mastercard and VISA. PCI DSS standards applied.
End-to-end encryption
All communications in TLS 1.3, data stored encrypted AES-256.
One price. Everything unlimited.
No hidden Pro/Business plans. One unique, transparent price. 1 month free to try.
per month
ou 49,000 XOF/year
- Sales, transfers, withdrawals, unlimited
- Public shops + custom domain included
- Reservations + B2B invoicing + quotes
- Virtual cards USD + WhatsApp notifications
- Tracking pixels (Facebook, Google, TikTok)
- Priority support WhatsApp + chat
No credit card · No commitment · Cancel anytime
Recommande Monniz, gagne 15% à vie.
Pour chaque marchand que tu parraines, tu touches une commission récurrente sur son abonnement tant que sa boutique reste active. Aucune limite de durée. Lui démarre avec une réduction sur ses premiers mois.
- 15% de l'abonnement de chaque filleul, chaque mois
- Commission à vie, tant que la boutique de ton filleul est active
- Ton filleul : −20% sur ses 3 premiers mois d'abonnement
- Reversement automatique le 1er de chaque mois sur ton wallet
Everything you want to know, straightforward.
Can't find your answer? Our team responds on WhatsApp in less than an hour.
How much does Monniz Business cost?
Monniz Business costs 4,900 XOF/month, all unlimited. 1 month free trial upon registration, no credit card and no commitment. No higher plan, no hidden extras.
Who can open a Monniz Business account?
Any entrepreneur based in Benin, Burkina Faso, Cameroon, Côte d'Ivoire, Mali, Senegal, or Togo. You don't need to have a registered company to start: you can begin as a sole trader. KYB (Know Your Business) will be required for significant withdrawals.
How long does it take to open an account?
Registration takes 2 minutes. Personal KYC verification (ID + selfie) is usually validated within 24 business hours, often in less than 2 hours. You can start receiving payments as soon as your personal KYC is validated.
Can my clients pay via Mobile Money?
Yes, it's our main function. Your clients pay via Wave, Orange Money, MTN Mobile Money, or Moov Money directly from your payment link or online store. You receive the money in your Monniz wallet in XOF, usually in less than 30 seconds.
How do I retrieve my money?
You withdraw from your Monniz wallet to your Mobile Money or bank account.
Can I invoice my clients abroad in USD?
Yes. You can invoice your international clients in USD or EUR straight from the invoice editor. Payment is settled to your XOF wallet at the live rate. On the spending side, Monniz Business also issues virtual Mastercard USD cards so you can pay international SaaS tools (Figma, Notion, AWS, etc.).
Does Monniz Business replace Shopify?
For African merchants, yes. Monniz Business includes an online store with catalog, variants, delivery by zone, coupons, multilingual FR/EN, custom domain. But in addition to Shopify: native Mobile Money, B2B invoicing, team, and all this for 4,900 XOF/month instead of 30 USD + extensions.
Are my data secure?
Yes. All communications are encrypted with TLS 1.3, data at rest in AES-256. We apply PCI DSS standards for payment data. Your client funds are segregated in a dedicated bank account, separate from Monniz's operational accounts. All audited regularly by a BCEAO-licensed banking partner.
Open your business accounttoday.
2,500 African entrepreneurs have already done it. Yours will be ready in minutes.Start getting paid right away
- 0 XOF commitment
- KYC validated within 24 hours
- WhatsApp support 7 days a week